SME Insurance Solutions

SME Insurance Solutions

We provide insurance solutions designed to protect the assets, operations and employees of small and medium-sized enterprises, as well as their liabilities to third parties. Neolife Group assesses your business activities and risk exposures, providing professional brokerage services in identifying appropriate coverage, structuring insurance programmes and comparing quotations.

Speak to a Specialist → All Solutions

🏢 Independent broker — comparison across all insurers 📞 +90 444 83 84 ✉️ [email protected] ⚡ 1 business day turnaround

Why do SMEs need comprehensive insurance?

Small and medium-sized enterprises are more vulnerable to a crisis than large corporations. A single major loss, fire or liability claim can threaten your entire business. At Neolife Group we:

Analyse your risk profile and identify coverage gaps.
Compare multiple insurers to deliver competitive pricing.
Manage insurer communication at claim time and monitor your claim settlement.

All SME insurance products

Property & Business Continuity

SME Business Package

Fire, theft, glass, machinery breakdown and employer liability combined in one policy.

Fire & Commercial Property

Fire, explosion, storm and flood cover for your building and business assets.

Business Interruption

Income protection for the period between a loss event and reopening your premises.

Fleet & Cargo

Fleet Insurance

Comprehensive cover for your company vehicle fleet; fleet discount pricing.

Cargo Insurance

Domestic and international goods in transit protection.

CMR Carrier Liability Insurance

Road carrier liability under the CMR Convention; 8.33 SDR/kg limit, successive carrier rules, and contractual liability analysis.

FFL — Freight Forwarder Liability

House B/L, NVOCC status, customs brokerage errors, and temporary storage risks — the forwarder's distinct organisational liability programme.

Construction & Engineering

Construction & Erection

Cover for the construction site, materials and third-party liability during the project.

Engineering

Machinery breakdown, electronic equipment and post-erection operational risk.

Liability

General Third-Party Liability

Bodily injury and property damage claims arising from your business operations.

Employer's Liability

Legal liability for workplace injury or occupational disease claims from employees.

Professional Indemnity

Third-party claims arising from errors or omissions in your professional services.

Product Liability & Recall Insurance

Comprehensive coverage for bodily injury and property damage claims arising from products, plus mandatory recall costs.

Financial Risks

Surety Bonds

Bid bonds, advance payment, performance bonds — an alternative to bank letters of guarantee.

Cyber Insurance

Data breach, ransomware and cyber attack financial loss and legal costs.

Trade Credit

Protection against buyer non-payment on your trade receivables.

Crime & Fidelity Insurance

Employee dishonesty, forgery, computer fraud and social engineering losses — the commercial crime policy for non-financial corporates.

Specialty Activities

Event Cancellation

Cancellation, curtailment, postponement and non-appearance coverage for concerts, exhibitions, conferences and sporting events.

Film & Production Insurance

Production package: cast (essential element), negative/digital media, equipment, props/sets and extra expense coverage.

UAV & Drone Insurance

Hull damage and third-party liability cover for commercial and professional unmanned aircraft, placed in accordance with SHGM's applicable unmanned aircraft regulations.

Employee Benefits

Group Life

Employer-funded or employee-contributory group life cover with collective pricing.

Group Health

Private health cover for employees; cost advantage through group contracts.