Corporate & Industrial Insurance

Corporate and Industrial Insurance Solutions

The risks faced by large enterprises, industrial facilities and specialised operations may require comprehensive insurance and reinsurance assessments. Neolife Group provides brokerage and advisory services for insurance and reinsurance solutions structured around the characteristics of each operation, including energy, aviation, marine, logistics, construction, engineering, financial risks and liability insurance.

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🏭 Corporate risk management — independent broker 🌍 International reinsurance access 📞 +90 444 83 84 ⚡ Bespoke programme design

Corporate-scale risk management

Power plants, airports, port operations, major infrastructure projects and holding groups have insurance needs that standard market products cannot address. In this segment we offer:

Risk-engineer-supported on-site risk assessment
Programme structures involving multiple insurers and reinsurers
Access to international markets including Lloyd's and the London Market
Claims management and expert loss-adjuster coordination

All corporate insurance products

Property & Energy

Fire and Commercial Property Insurance

Fire and commercial property programmes for factories, warehouses, shopping centres and industrial facilities.

Energy

Construction, operational and machinery breakdown cover for thermal, hydro, wind and solar power plants.

Business Interruption

Production loss and fixed cost cover following a major loss event — corporate scale.

Construction & Engineering

Construction EAR / CAR

Erection All Risks and Contractor's All Risks for major infrastructure and industrial construction projects.

Engineering

Machinery breakdown, electronic equipment, post-erection and guarantor liability cover.

Aviation

Aviation

Hull, liability, airport operator, MRO and space insurance.

UAV & Drone Insurance

Hull damage and third-party liability cover for commercial and professional unmanned aircraft, placed in accordance with SHGM's applicable unmanned aircraft regulations.

Marine

Marine Hull & Machinery Insurance

Explore hull and machinery risks, physical damage exposures and related marine insurance solutions for commercial vessels.

Shipbuilders' Risks Insurance

Coverage for the vessel hull and equipment during construction, outfitting and sea trials until delivery.

Ship Repairers' Liability Insurance

Liability coverage for shipyards and repairers against damage to vessels and third-party claims arising during maintenance.

Charterers' Liability Insurance

Protection for vessel charterers against third-party claims arising from collision, pollution and cargo damage incidents.

P&I Insurance

Third-party liabilities of shipowners and charterers: scope, exclusions and the information needed for a quote.

FD&D Insurance

Legal cost cover for maritime disputes over freight, demurrage and charterparties; scope and exclusions.

Loss of Hire Insurance

Cover for loss of income when a vessel cannot earn because of an insured peril; difference from H&M and off-hire, scope and exclusions.

Marine Delay in Start-Up Insurance

Cover for the financial loss from a delay in a project's start-up caused by insured damage to project equipment in transit; difference from Marine Cargo, CAR/EAR DSU-ALOP and Loss of Hire.

Container and Equipment Insurance

Physical loss and damage to container equipment and the liability of owners, lessors and operators; how it differs from Marine Cargo, FFL and P&I.

Temperature-Controlled Cargo Insurance

Physical loss, damage and temperature-related deterioration of cargo carried under temperature control; how it differs from reefer equipment, FFL and CMR.

Marine Hull War, Strikes and Related Perils Insurance

War, strikes, terrorism, malicious act and seizure risks to the vessel; how it differs from H&M, cancellation and the listed areas approach.

Marine Cargo War and Strikes Insurance

Institute War and Strikes Clauses for cargo; war, strikes, SRCC, terrorism and piracy distinguished and how they differ from ICC A, B and C.

Compulsory Liability Insurance for Passenger Vessels

Compulsory insurance for passenger vessels under TTK Article 1259 and the Communiqué; minimum cover (SDR), passenger and third-party losses and how it differs from P&I.

Marina Operators Liability Insurance

A marina or boatyard operator's legal liability for boats in its care, custody and control; covered activities, exclusions and Article 51 of the Sea Tourism Regulation.

Ports & Terminal Operators' Liability

Third-party liability coverage for port operators, terminal companies and stevedores for cargo and property damage.

Cargo, Logistics & Fleet

Cargo

Domestic and international goods in transit — ICC A, B, C clauses.

CMR Carrier Liability Insurance

Road carrier liability under the CMR Convention; 8.33 SDR/kg limit, successive carrier rules, and contractual liability analysis.

FFL — Freight Forwarder Liability

House B/L, NVOCC status, customs brokerage errors, and temporary storage risks — the forwarder's distinct organisational liability programme.

Fleet Motor Insurance

Open policy / bordereau-based structure for fleets of 10+ vehicles, loss ratio management and bulk negotiation advantage.

Directors, Officers & Corporate Liability

D&O — Directors & Officers

Personal asset protection for board members and senior executives against wrongful act claims.

Cyber Insurance

Corporate-scale data breach, operational disruption and cyber ransom cover.

Professional Indemnity

Errors & omissions cover for professional service providers.

Operational Liability

Public & General Liability Insurance

Third-party bodily injury and property damage coverage for business premises, operations and contractor activities — distinct from MTPL, employers' liability and product liability.

Employers' Liability Insurance

Coverage for the employer's legal liability arising from claims brought by employees or their dependants following occupational accidents or work-related illnesses, within the terms of the applicable policy.

Product Liability & Recall Insurance

Comprehensive coverage for bodily injury and property damage claims arising from products, plus mandatory recall costs.

Environmental Impairment Liability

Coverage for clean-up costs and third-party claims arising from sudden or gradual pollution and environmental damage events.

Clinical Trials Liability

Sponsor and CRO liability for participant injury arising from clinical trials. TITCK-compliant placements under ICH GCP standards.

Financial Guarantees

Surety Bonds

Surety policies as an alternative to bank letters of guarantee for large tenders and project finance.

Trade Credit

Buyer default protection on domestic and export trade receivables.

Bankers Blanket Bond (BBB)

Broad coverage for financial institutions against internal fraud, forgery, cybercrime and social engineering fraud.

Crime & Fidelity Insurance

Employee dishonesty, forgery, computer fraud and social engineering losses — the commercial crime policy for non-financial corporates.

Political Risk Insurance

Protection for international investment and trade against expropriation, political violence, currency transfer restriction and contract frustration.

Specialty Lines

Kidnap & Ransom

K&R insurance with integrated crisis management response team — kidnap, extortion, illegal detention and child abduction cover.

Event Cancellation

Cancellation, curtailment, postponement and non-appearance coverage for concerts, exhibitions, conferences and sporting events.

Film & Production Insurance

Production package: cast (essential element), negative/digital media, equipment, props/sets and extra expense coverage.

Fine Art & Specie

All-risks agreed value coverage for fine art, jewellery, watches, precious stones and bullion — in transit, on exhibition or in storage.

Reinsurance & Alternative Risk Transfer

Reinsurance Brokerage

Facultative and treaty reinsurance, excess of loss (XoL) and access to the London / international market for insurance companies in Turkey.

Parametric Insurance

Index-triggered rapid settlement with no loss adjustment. Solutions for agriculture, renewable energy, hospitality and infrastructure.

Employee Benefits

Group Health Insurance

Corporate health plans, employee and dependent coverage, contracted healthcare provider networks and premium optimisation.

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Group Life Insurance

Employer-sponsored death, total disability and accident benefit for employee groups; free cover limit benchmarking and benefit multiple design.