Workplace & Commercial Property
SME Commercial Package Insurance
Modular workplace package: fire core plus theft, glass, electronic equipment, machinery breakdown, liability and business interruption — all under one policy for SMEs.
Learn More →Fire & Natural Catastrophe Insurance
Fire, above-DASK catastrophe coverage and business interruption for industrial facilities, warehouses and commercial properties.
Learn More →Business Interruption Insurance
Gross profit, fixed costs and revenue protection following material damage; indemnity period and waiting period designed for your business cycle.
Learn More →Fleet Motor
Fleet Motor Insurance
Open policy / bordereau-based structure for fleets of 10+ vehicles, loss ratio management and bulk negotiation advantage.
Learn More →Construction & Engineering
Construction & Erection Insurance
Contractors' All Risks (CAR), Erection All Risks (EAR) and delay in start-up / advance loss of profits coverage.
Learn More →Engineering Insurance
Machinery breakdown, electronic equipment, contractors' plant and business interruption — for operational and production risks.
Learn More →Marine Cargo & Logistics
Marine Insurance
Cargo (goods in transit), CMR carrier liability and Freight Forwarder Liability (FFL) — import, export and logistics risks.
Learn More →FFL — Freight Forwarder Liability
House B/L, NVOCC status, customs brokerage errors, and temporary storage risks — the forwarder's distinct organisational liability programme.
Learn More →CMR Carrier Liability Insurance
Road carrier liability under the CMR Convention; 8.33 SDR/kg limit, successive carrier rules, and contractual liability analysis.
Learn More →Marine Lines
Marine Hull & Machinery Insurance
Comprehensive coverage for commercial vessel hull, machinery and equipment; physical damage, stranding and constructive total loss.
Learn More →Yacht & Pleasure Craft Insurance
Hull, liability and personal accident coverage for private yachts, sailing boats and leisure craft of all sizes.
Learn More →Ports & Terminal Operators' Liability
Third-party liability coverage for port operators, terminal companies and stevedores for cargo and property damage.
Learn More →Ship Repairers' Liability Insurance
Liability coverage for shipyards and repairers against damage to vessels and third-party claims arising during maintenance.
Learn More →Shipbuilders' Risks Insurance
Coverage for the vessel hull and equipment during construction, outfitting and sea trials until delivery.
Learn More →Charterers' Liability Insurance
Protection for vessel charterers against third-party claims arising from collision, pollution and cargo damage incidents.
Learn More →P&I Insurance
Third-party liabilities of shipowners and charterers: scope, exclusions and the information needed for a quote.
Learn More →FD&D Insurance
Legal cost cover for maritime disputes over freight, demurrage and charterparties; scope and exclusions.
Learn More →Loss of Hire Insurance
Cover for loss of income when a vessel cannot earn because of an insured peril; difference from H&M and off-hire, scope and exclusions.
Learn More →Marine Delay in Start-Up Insurance
Cover for the financial loss from a delay in a project's start-up caused by insured damage to project equipment in transit; difference from Marine Cargo, CAR/EAR DSU-ALOP and Loss of Hire.
Learn More →Container and Equipment Insurance
Physical loss and damage to container equipment and the liability of owners, lessors and operators; how it differs from Marine Cargo, FFL and P&I.
Learn More →Temperature-Controlled Cargo Insurance
Physical loss, damage and temperature-related deterioration of cargo carried under temperature control; how it differs from reefer equipment, FFL and CMR.
Learn More →Marine Hull War, Strikes and Related Perils Insurance
War, strikes, terrorism, malicious act and seizure risks to the vessel; how it differs from H&M, cancellation and the listed areas approach.
Learn More →Marine Cargo War and Strikes Insurance
Institute War and Strikes Clauses for cargo; war, strikes, SRCC, terrorism and piracy distinguished and how they differ from ICC A, B and C.
Learn More →Compulsory Liability Insurance for Passenger Vessels
Compulsory insurance for passenger vessels under TTK Article 1259 and the Communiqué; minimum cover (SDR), passenger and third-party losses and how it differs from P&I.
Learn More →Marina Operators Liability Insurance
A marina or boatyard operator's legal liability for boats in its care, custody and control; covered activities, exclusions and Article 51 of the Sea Tourism Regulation.
Learn More →Energy
Energy Insurance
Material damage, machinery breakdown and business interruption coverage for solar, wind, hydro, BESS and natural gas facilities.
Learn More →Aviation & UAV
Aviation Insurance
Aircraft hull, liability, passenger and cargo coverage; for business, private and unmanned aerial vehicles.
Learn More →UAV & Drone Insurance
Hull damage and third-party liability cover for commercial and professional unmanned aircraft, placed in accordance with SHGM's applicable unmanned aircraft regulations.
Learn More →Liability Lines
Public & General Liability Insurance
Third-party bodily injury and property damage coverage for business premises, operations and contractor activities — distinct from MTPL, employers' liability and product liability.
Learn More →Employers' Liability Insurance
Coverage for the employer's legal liability arising from claims brought by employees or their dependants following occupational accidents or work-related illnesses, within the terms of the applicable policy.
Learn More →Product Liability & Recall Insurance
Comprehensive coverage for bodily injury and property damage claims arising from products, plus mandatory recall costs.
Learn More →Professional Indemnity Insurance
Coverage for liability arising from errors and omissions in consultancy, engineering, legal and other professional services.
Learn More →Environmental Impairment Liability
Coverage for clean-up costs and third-party claims arising from sudden or gradual pollution and environmental damage events.
Learn More →Clinical Trials Liability
Sponsor and CRO liability for participant injury arising from clinical trials. TITCK-compliant placements under ICH GCP standards.
Learn More →Financial & Credit Risks
Surety Bond Insurance
A strong alternative to bank guarantee letters. Tender, advance payment, performance and maintenance bonds; VAT refund and customs guarantees.
Learn More →Bankers Blanket Bond (BBB)
Broad coverage for financial institutions against internal fraud, forgery, cybercrime and social engineering fraud.
Learn More →Directors & Officers Liability (D&O)
Protection for board members, CEOs and senior executives against personal liability arising from management decisions.
Learn More →Cyber Insurance
Comprehensive cyber coverage including data breach, ransomware, business interruption and third-party liability.
Learn More →Trade Credit Insurance
Protecting receivables against customer default and insolvency risk. Whole turnover or selected buyer models.
Learn More →Political Risk Insurance
Protection for international investment and trade against expropriation, political violence, currency transfer restriction and contract frustration.
Learn More →Crime & Fidelity Insurance
Employee dishonesty, forgery, computer fraud and social engineering losses — the commercial crime policy for non-financial corporates.
Learn More →Specialty & Niche
Parametric Insurance
Index-triggered rapid settlement with no loss adjustment. Solutions for agriculture, renewable energy, hospitality and infrastructure.
Learn More →Fine Art & Specie
All-risks agreed value coverage for fine art, jewellery, watches, precious stones and bullion — in transit, on exhibition or in storage.
Learn More →Kidnap & Ransom
K&R insurance with integrated crisis management response team — kidnap, extortion, illegal detention and child abduction cover.
Learn More →Event Cancellation
Cancellation, curtailment, postponement and non-appearance coverage for concerts, exhibitions, conferences and sporting events.
Learn More →Film & Production Insurance
Production package: cast (essential element), negative/digital media, equipment, props/sets and extra expense coverage.
Learn More →Employee Benefits
Group Life Insurance
Employer-sponsored death, total disability and accident benefit for employee groups; free cover limit benchmarking and benefit multiple design.
Learn More →Group Health Insurance
Corporate health plans, employee and dependent coverage, contracted healthcare provider networks and premium optimisation.
Learn More →Health & Life
All personal products →Individual Pension System (BES)
State-supported individual pension plan; build savings for your future.
Learn More →Private Health Insurance
Inpatient and outpatient treatment and maternity coverage at private hospitals, independent of the national health system.
Learn More →TSS — Complementary Health Insurance
Complementary health insurance covering co-payments and excess charges at contracted private hospitals for those in the national health system.
Learn More →Personal Accident Insurance
Accidental death, permanent disability and daily hospitalisation indemnity. Individual and family plans.
Learn More →Foreigner Health Insurance
Residence permit health insurance for foreign nationals residing in Turkey.
Learn More →Travel Health Insurance
International travel health insurance including Schengen visa coverage. Single-trip and annual multi-trip options.
Learn More →Home Insurance
Home Insurance
Above-DASK coverage, theft, glass breakage and supplementary protection. Options for homeowners and tenants.
Learn More →DASK — Compulsory Earthquake Insurance
Mandatory earthquake insurance — covers earthquake-related structural damage to residential properties. Compulsory for all property owners.
Learn More →Personal Motor
Motor Own Damage (Kasko)
Vehicle damage coverage against collision, theft, fire and natural disasters. Independent broker price comparison.
Learn More →Compulsory Traffic Insurance (ZMS)
Compulsory third-party motor liability insurance — covers property damage and bodily injury caused to third parties.
Learn More →Reinsurance
Reinsurance Brokerage
Facultative and treaty reinsurance, excess of loss (XoL) and access to the London / international market for insurance companies in Turkey.
Learn More →Let's design the right solution for your needs together.
As an independent broker, we are not tied to any insurer — we find the best option for you.